How To Pick The Best Credit Card For You


Credit cards can be a great tool for improving your travel lifestyle. Knowing how to choose a credit card will set you up for travel success for years to come. Are there rules for choosing a credit card? With all the many credit cards to choose from, how do you pick the right one? It helps to understand these four steps when thinking about how to choose a credit card.

Applying for a New Credit Card?


Check out my suggested Top Rewards cards to boost your points earning and travel more!

You’ll always get the best possible offers. Credit card signup bonuses are the biggest and best opportunity for earning free points and miles. I’ve partnered with and OMAAT because the site has the most detailed, user-friendly online miles and points guides that they keep regularly updated.

Read Our Reviews of the Best Travel Credit Cards: Learn Which One is Best for YOU!

Chase Sapphire Preferred

Recommended card for anyone new to points/miles

Read Our Review
Chase Ink Business Preferred Card

Well-rounded business credit card offering great value for travelers

Read Our Review
Chase Ink Business Unlimited Card

Best rewards business credit card for everyday use

Read Our Review
Chase Freedom Unlimited

Maximize everyday purchases by earning 1.5x Ultimate Rewards points per dollar spent

Read Our Review
American Express Gold Card

This card lets you earn great bonuses in the categories that many of us use most often such as restaurants worldwide and U.S. supermarkets.

Read Our Review
The Platinum Card from American Express

Card comes with a lot of benefits including a $200 Airline Fee Credit and 10x Membership Rewards points at U.S. Gas Stations and U.S. Supermarkets.

Read Our Review
The Business Platinum Card from American Express

The card comes with lots of benefits that help negate the annual fee, and there is a great welcome bonus on this card.

Read Our Review
The World of Hyatt Credit Card

Among the many benefits of this card, you receive an anniversary free night certificate to use at a Hyatt hotel

Read Our Review
IHG Rewards Club Premier Credit Card

Anniversary free night certificate, IHG Platinum status, fourth night free on award redemptions, and more.

Read Our Review
Hilton Honors American Express Surpass Card

Card offers valuable ongoing perks: Hilton Gold status, free breakfast, and room upgrades

Read Our Review
Southwest Rapid Rewards Performance Business Credit Card

If you’re a Southwest flyer, this card offers many perks including annual points bonus and Wi-Fi credit

Read Our Review
Southwest Rapid Rewards Priority Card

Are you a frequent Southwest flyer? For the benefits, this Priority Card is superior to the Plus and Premier Cards

Read Our Review
Marriott Bonvoy Bold Credit Card

If your preference is a no-annual fee card, this card is the best Marriott option

Read Our Review

Buy Airline Miles and Hotel Points

Looking to top off your account for an airline award ticket or a hotel stay? When these airlines/hotels put their miles/points on sale, you’ll get a great deal.


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